We Do Benefits Better
Do you have a group benefits plan and want a second opinion – or are you trying to set one up and not sure where to start? Book a consultation with our team of experts and get a free quote for a plan that fits your needs.
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I would highly recommend Matt and CAPCORP to any business looking for corporate health benefits. We have been dealing with them for over a decade now and they continue to be just as responsive and dedicated to us since the day we started working together.
Why Capcorp
Smarter benefits, clearer costs, better outcomes
We work with you to get a full picture of the best benefits plan for your business at the best price.
As part of this process, we’ll always consider:
- Benchmarking – see how your plan stacks up to what others are offering in your industry
- Alternative Pricing Arrangements
- Cost Containment Strategies
- Employee Education
- Health Spending Account
Why it matters
A benefits plan that cares for people – and strengthens your business
Offering group benefits isn’t just generous – it’s strategic. Here’s how it helps everyone:
For your employees
- Lower-cost coverage than most individual plans
- Stronger protection for them and their families
- Less financial stress when the unexpected happens
- Flexible levels of coverage to suit different needs
For your company
- Higher morale and productivity
- Often more cost-effective than raises (no added CPP, EI, or workers’ compensation premiums)
- Premiums are a deductible business expense
- Stay competitive in your market
- Attract and retain top talent
CAPCORP Support and Service
- Implementation team – we do the work!
- Ongoing plan management with best in class dedicated Account Manager support
- Yearly renewal and claims experience reporting and recommendations
- Employee education sessions
- Cost containment strategies
- Industry benchmarking
- Alternative pricing arrangements
Group benefits solutions for businesses of all sizes
Canadian businesses vary in size and nature, so shouldn’t your group benefits plan do the same? Our team of experts can provide insights and Benchmarking on comparable industry organizations and their practices. After devising a group benefits plan to meet your needs, we scour the market to ensure you receive optimal value/best price for your plan now and sustainability for the future.
Our Process
A clear path from questions to coverage
CAPCORP believes in a team-based approach to the way we work and how we support our clients.
1. Discover
We ask the right questions
2. Customize
We don’t accept a one-size-fits-all solution
3. Full Transparency
Competitive and transparent costs to ensure you pay the right price
4. Implement
We do the work!
Protect the people who power your business
We start by listening. Your industry, your workforce, your goals—these shape the right plan. From there, we usually anchor things with the essentials:
- Group Life Insurance
- AD&D (Accidental Death and Dismemberment)
- Dependent Life Insurance
- Short Term/Long Term Disability
- Extended Health
- Care Dental Care
Once you and your employees weigh in, we recommend what to include – and tailor maximums and budgets so the plan fits your people and your bottom line.
Customize Your Plan
Additional benefits can also be incorporated for enhanced coverage:
- Employee & Family Assistance Programs (EAP)
- Group Critical Illness
- Disability Case Management
- Health care spending accounts: Offer your employees flexible, tax-effective coverage for health-related expenses not covered in their group health insurance plan, or to supplement their benefits. All plans are reassessed annually to confirm alignment between costs and benefits, and to ensure that employee needs continue to be met.
Specialty benefits
Group Benefits for Expats or Newcomers to Canada
The workforce is international. Ensure your employees migrating to Canada or relocating overseas have the necessary health coverage with our expat or newcomer to Canada group benefits plan.
Group Benefits for Retirees or Self-Employed
Offer your employees comprehensive health and dental coverage in retirement, allowing them to savour the fruits of their labour.
Emergency Medical Coverage and Travel Assistance
Enhance your group benefits plan with international emergency medical coverage and global travel assistance, providing support for your employees whenever and wherever required.
Group Benefits Resources
Here are some useful links to learn about about group benefits.
