Portfolio managers around the world are asking themselves the same question. ESG – environmental, social, governance. The fathers of capitalism definitely did not include these three words in the first business textbook. It seems counter-intuitive that returns can be maximized if you run a business that is not only profitable, but also minimally impacts the […]
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What is an Infectious Disease Emergency Leave?
Covid19 continues to pose questions for employers and HR leaders on how to manage employee leaves and absences related to the disease. In response to this new normal, Ontario made changes to the Employment Standards Act(ESA) to better address the impact on a business and its employees due to Covid19. The government introduced amendments to […]
Consider buying – or switching to – life insurance to protect your mortgage
With spring in full swing, and the real estate market at a peak of activity, Canadians are qualifying for mortgages in droves. If you get a mortgage, you’ll want to protect yourself with insurance – either mortgage life insurance or personal life insurance. But which is the better option? Although mortgage life insurance might seem […]
Private virtual health care can support your team’s wellness
What is virtual health care? Virtual health care includes any option where the patient does not have to travel to a doctor’s office, clinic or hospital to receive medical treatment, advice or diagnosis. Some health care practitioners provide virtual care over the phone, while others use video chats or text messages to communicate with patients. […]
Ontario Legislates Paid Sick-leave Related to Covid-19
To remove some of the financial burden of staying home with Covid19 symptoms or taking time off to get tested, the Ontario government has passed legislation to provide paid sick-leave to those workers that don’t already have a program in place with their employer. While the federal government does offer the Canada Recovery Sickness Benefit […]
HealthCare Spending Accounts
Taking care of employees has been top of mind for many employers during Covid. Buisnesses have been left searching for ways to support their employees in maintaining their mental health and overall wellness during this unprecedented time. Do you find yourself asking how it is that you can support your staff during this period in […]
Has the Pandemic Created a Perfect Storm for an EAP?
We’ve seen EAP (Employee Assistance Program) usage jump more than 200% throughout the pandemic. In most years we expect the usage statistics for most plans to be about 8% of the workforce. During 2020, usage spiked for most plans to well over 20% and in many cases over 30%. While EAPs weren’t necessarily designed with […]
Investing in Challenging Times
The Covid-19 pandemic has created a storm that has rocked the financial landscape causing investor concern throughout the world. At CAPCORP, our team provides support to our wealth clients to overcome their concerns by using the following strategies: Re-balance investment portfolios. Hold alternative investments in a portfolio to improve diversification. Increase portfolio weighting outside of […]
Home office expenses for employees eligible to claim on 2020 tax return.
Employees who worked from home more than 50% of the time over a period of a least four consecutive weeks in 2020 due to the pandemic will be eligible to claim the home office expenses deduction for 2020. There are two options for employees when claiming these expenses on their 2020 tax return. The temporary […]