Capcorp

Employee Benefits

Services

	National and local organizations
	Tax effective and profitable plan designs
	Canadian and international benefit plans
	Industry leading Customer Service
	Plan design review
	Flexible benefit plan design
	Cost Analysis and Market Survey
	Industry Comparatives and Bench Marking
	Executive top-up
	Personnel policy design
	HealthPlus - our Private Health Services Plan

Benefits

Life Insurance

	Employee and Dependent Life Coverage
	Accidental Death/Dismemberment
	Business Travel (24 hour coverage)
	Critical Illness Programs: This plan provides a lump sum benefit payment to a plan member if diagnosed with a specified critical illness. In most cases the lump sum is paid 30 days after diagnosis. It helps the individual enhance their treatment options and cope with any unforeseen expenses that stem from a critical illness.

Special Risk

	Special group coverage for affiliated members engaged in certain activities or events
	Coverage for employees traveling to war zones or unstable political climates
	Top-up Individual coverage

Income Replacement

	Short Term
	Long Term Disability
	Coordinated and managed disability programs
	Executive top-up and carve-out

Group Healthcare and Dental Care

	HealthPlus - our Private Health Services Plan
	Insured Plan Designs
	Cost Containment Programs
	Administrative Services Only (ASO) Contracts
	Retention / Refund Accounting Arrangements
	Flexible Benefit Plans
	Healthcare Spending Accounts
	Managed Drug Plans
	OHIP (provincial health) insurance replacement: For Foreign Workers or Employees on Assignment in Canada.

Employee Assistance Programs (EAP)

Programs aimed at providing employee wellness to lower absenteeism and improve productivity. These programs provide 24 hour confidential access to counselors for a range of issues including:

	stress management
	psychological care
	marital counseling
	parental/child care
	nutrition
	legal advice
	medical advice
	smoking cessation

These programs, when properly implemented and promoted, have proven effectiveness in improving employee moral and well-being. This translates to improved productivity and an improved bottom-line.

Corporate Retirement and Investment Services

Pension Plans

	Group Registered Retirement Savings Plans (RRSP)
	Deferred Profit Sharing Plans (DPSP)
	Individual Pension Plans Back to Business Financial Services Page




	CAPCORP 1050 Morrison Dr., 3rd Floor Ottawa, Ontario K2H 8K7 Toll-free: 1-800-267-1964 (or 613-226-1964) Fax: (613) 226-8402