HealthPlus
A Private Health Services Plan (PHSP) that meets your needs
Thousands of different medical expenses are eligible for HealthPlus. The list below contains some of the most common ones.
As a general rule, if a licensed medical practitioner prescribes or recommends the treatment, the expense is eligible. However, purely cosmetic products/procedures are not eligible even if performed by a licensed practitioner.
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Common Expenses
The most common eligible expenses we see are:
Orthodontics (e.g. braces, retainers) |
Major dental
(e.g. crowns) |
Vision Care (e.g. laser eye surgery) |
Massage Therapy |
Chiropractic |
Eye exams |
OTC drugs (when prescribed by a medical professional) |
Hearing Aids |
Psychotherapy |
Medical Professionals
A medical practitioner encompasses a broad range of individuals in the medical profession who are authorized to practice in accordance with the laws of the province and certified to the practitioners governing body, including but not limited to the following:
Acupuncturist |
Nutritionist |
Naturopath |
All Optical Services |
Optician |
Optometrist |
Psychologist |
Psychiatrist |
Psychoanalyst |
Neurologist |
Orthopedist |
Chiropodist |
Podiatrist |
Obstetrician |
Pediatrician |
Practical Nurse
(For medical service) |
Registered Nurse |
Christian Science
Practitioner |
Orthodontist |
Dentist |
Dental Mechanic |
Ophthalmologist |
Therapist |
Speech Therapist |
Osteopath |
Oculist |
Gynecologist |
Surgeon |
Dermatologist |
Physician |
Chiropractor or Massage Therapist |
Physiotherapist |
Plastic Surgeon |
Hospital Services
Anesthetist |
Oxygen Masks, Tent |
Vaccines |
Hospital Bills |
Use of operating Room |
X-Ray Technician |
Medication
All Prescription Drugs
Insulin or Substitutes
Liver Extract- injectable for pernicious anemia |
Non-prescription medicines
(over the counter) prescribed by a
qualified medical practitioner and
recorded by a licensed pharmacist |
Tapes or Tablets- for sugar content tests by diabetics, if
prescribed |
Chinese Medicine |
Viagra |
Oxygen |
Vitamin B12 - for pernicious
anemia |
Prescribed Medical Treatment
Blood Transfusion |
Healing Services |
Psychotherapy |
X-Ray Treatments |
Radium Therapy |
Hydrotherapy |
Bone Marrow or
Organ Transplant |
Insulin Treatments Injections |
Speech Pathology or
Audiologoy |
Diathermy Nursing (by
Registered Nurse) |
Ultra-violet Ray
Treatments |
Electric Shock
Treatments |
Pre-Natal, Post
Natal Treatments |
Whirlpool Bath Treatments |
Laser Eye Surgery |
Prescribed Medical Devices and Treatments
An external breast prosthesis post-surgery |
Inductive coupling osteogenesis stimulator |
Orthopedic shoes or boots |
Infusion pumps for diabetics, including peripherals |
Power operated guided chair installation for
stairways |
Eye Glasses
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Devices designed to assist a person to use bathtubs showers or toilets |
Devices designed to enable individuals with a mobility impairment to operate a vehicle |
Any device designed to assist walking where the
individual has a mobility impairment |
Optical scanners or similar devices for a blind individual to enable him/her to read print |
Monitors attached to babies identified as being prone to sudden infant death syndrome |
Heat Monitors or pace makers |
Synthetic speech systems, Braille printers and large
print-on-screen device's that enable blind persons to utilize computers |
Equipment to enable deaf or mute persons to make and receive telephone calls and electronic speech synthesizers for mute individuals |
Power operated guided lifts and transportation
equipment designed to access to buildings, vehicles,
or to allow wheelchair access to a vehicle |
Oxygen Tent |
Hospital beds, if required in home |
Syringes |
Devices used by individuals suffering from a chronic respiratory aliment or a severe chronic
immune system deregulation |
Electronic or computerized environment control
systems for individuals with severe prolonged
mobility restrictions |
Extremity pumps or elastic support hose to reduce lymph edema swelling |
Other Materials and Apparatus that Don't Require A Prescription
Any apparatus or material, paid to a doctor, nurse or
hospital |
Artificial kidney machine, including installation,
operating costs |
Blood sugar level measuring devices for diabetes Laryngeal speaking aid |
Crutches |
Artificial Eye |
Hernia Truss |
Colostomy pads |
Illestomy pads |
Artificial Limb |
Iron Lung |
Spinal Brace |
Brace for a limb |
Any device to aid the hearing of a deaf person
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Catheters, catheter trays, tubing diapers, disposable briefs required by incontinent persons |
Wheel Chair |
Non-Cosmetic Dental Services
Dental X-rays |
Extracting Teeth |
Oral Surgery
(e.g. Root canal) |
Denture Repairs & Replacement |
Filling Teeth |
Straightening Teeth
(e.g. brace) |
Examinations |
Gum Treatment |
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Laboratory Examination and Tests
Blood Tests |
Metabolism Tests |
Stool Examination |
X-Ray Examination |
Cardiographs |
Spinal Fluid Tests |
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Urine Analyses |
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Other Expenditures
Ambulance Charges |
Colostomy pads |
Prescription Birth Control Pills |
Home Maker Service and Home Care (attendant
must be a non-relative) |
Transportation cost-to hospital, clinic or doctor's office to obtain services not otherwise available |
Rehabilitative therapy, lip reading and sign
language training |
Specially trained animals to assist the blind, deaf,
for severely impaired persons, including the cost of its care and maintenance |
Transportation, meals and accommodations
(reasonable expenses for meals, accommodation and travel costs for patient and an accompanying
attendant may be allowed if;
1. equivalent
medical services are not available locally;
2. The route traveled is reasonably direct;
3. Medical treatment is reasonable and distance
traveled is at least 80 kms) |
Reasonable costs for adapting a residence to
accommodate a disabled person (e.g. wheelchair
ramp, lifts, bath facilities) |
Expenses that DO NOT QUALIFY
Acupuncture treatments if they are not performed by a licensed physician |
Health programs offered by resort hotels, health
clubs |
Air conditioners, humidifiers, dehumidifiers or air
cleaners |
Illegal operations, treatment or drugs |
Antiseptic diaper service |
(Non prescription) birth control devices |
Payments to a municipality where the municipality
employed a doctor to provide medical services to the residents of the municipality
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Special food or beverages are generally not allowed however, if said food or
beverages are taken to alleviate or treat an illness and not nutritional, they may be allowed if accompanied by a letter from a
medical doctor |
Wigs - unless made to order for individuals who have
suffered abnormal hair loss owing to disease,
medical treatment, or accident |
Tooth paste |
Medical expenses for which you are reimbursed or
are entitled to be reimbursed from other plans |
Maternity clothes |
IMPORTANT
- Provincial Health Care Premiums ARE NOT eligible expenditures
- Purely cosmetic procedures are not eligible.
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